Karen Chisholm BayPort Lending Loan Officer
Categories
Mortgage Lending
About
Karen Chisholm is a dedicated Loan Officer with BayPort Lending, specializing in helping individuals and businesses secure financing solutions tailored to their needs. She brings expertise in mortgage lending, business loans
Home loans — purchase or refinance
Business financing — growth and expansion support
Personal loans — flexible lending options
Financial consultation — tailored advice for Chamber members
Competitive rates and flexible terms.
Low closing costs and no prepayment penalties.
Support for buyers with limited savings or lower credit scores.
Step-by-step guidance through pre-approval, offer, and closing
Additional Info
Fixed-rate mortgages — predictable payments with terms up to 30 years.
Adjustable-rate mortgages (ARMs) — lower initial rates, adjusted periodically (e.g., every 3 years, capped at 5% lifetime change).
VA loans — available for veterans with competitive terms.
New construction loans — permanent loan closed once, with interest-only payments during construction.
Land loans — fixed-rate financing for purchasing land.
First-time buyer programs — options with low down payments (0–3%), flexible credit requirements, and fast pre-approvals
Contacts
Karen Chisholm